Returned Checks (RCK Services)
ePayments can recover NSF checks electronically obtaining more opportunities than traditional banking methods. Then, we automatically re-present these checks to the customer’s financial institution at a more opportune time. The merchant receives 100% of the original check, and ePayments can show the merchant how to make a profit on every NSF check. Click here for more about RCK services.

Electronic Check Conversion
This service allows merchants to turn paper checks into fast-clearing electronic ACH items, ensuring better cash flow, reduced risk and improved customer service for merchants. Merchants can also eliminate trips to the bank and reduce bank deposit charges.

Consolidated Returns
By directing all returned checks to a single depository, the processing and reporting of returned check items is centralized. By using ePayments Consolidated Returns service, merchants benefit from volume return check pricing, enhanced cash management strategies and superior reporting features.

Check Authorization
ePayments Corp helps merchants avoid the risks of accepting checks from their customers by searching a database containing more than 12 million problem check writers. It takes only seconds to verify a check from the POS, and dramatically reduces the number of bad checks they receive.

Check Guarantee
For a cost less than credit card processing—and with no chargeback risk—merchants can protect themselves from virtually any bad check. With this service, the funds are immediately and automatically available to the merchant.

Check-By-Phone
This service allows merchants to easily accept and process electronic check payments directly over the phone or fax. It’s an excellent way to increase cash flow with a secure method of payment that can benefit a merchant by reduced costs, reduced paperwork, and more.

Check-Over-The-Web
This ePayments Corp service lets merchants receive immediate payment for goods and services via the Internet. A customer can now use a check when making a purchase or paying a bill from your web site. It’s safe, secure and very fast.

Credit Card Processing
For a very competitive fee, ePayments Corp lets merchants process any major credit card, completing each transaction quickly and securely. In addition, real-time reporting features allow merchants to continuously monitor sales conversions and monitor profits through ROI tracking.

Electronic Payment Compliance Assessments (EPCA)
ePayments Corp will perform an "audit" of electronic payment processes to ensure that merchants are compliant with NACHA rules and regulations. This service also assists in designing the control systems required by Sarbanes-Oxley for complete compliance.